Archive for August, 2009
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Financial Planning : How to Save Money & Stop Spending
August 31st, 2009 | 
Author: 
In order to save money and stop spending uncontrollably, a person needs to set up a budget so he can gain a better understanding of how much money they have to spend. Gain a better understanding of where an individual’s income is going with help from a financial services specialist in this free video on saving money.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.
Filmmaker: Christopher Rokosz
Duration : 0:2:19
Posted in saving money | 
Tags: accounting, advice, BILLS, budgets, cash, debts, financial, flow, growth, management, managing, money, planning, save, saving, smart | 
1 Comment »
Lowering OS Time Value – Windows XP
By default Windows gives you 30 seconds to select and OS, if you want to save time, you would definitely save time if you set that time to at least 3 seconds.
Duration : 0:3:9
How to Visit New York City on $100
You might be surprised by how expensive New York can be. In this episode, I’ll show you how to see the sights for $100.
Need more help? Contact me at
www.marksinfinitesolutions.com
Duration : 0:3:55
College Money-Saving Scams
Free tips worth 8 minutes or your money back.
how to save money, sneak into events, avoid parking tickets, hide stuff in dorms, fake IDs, use bathrooms, get discounts on cars and hotels, get into a restaurant without a reservation, get liquids on a plane, get out of some speeding tickets, save cash at a movie, and more.
http://tinyurl.com/savemoneyscams
http://www.kevinnalts.com
Duration : 0:7:58
How to Balance a Checkbook : How to Save Money
Learn how to save money for emergency expenses in this free video clip on personal finance.
Expert: B D Benson
Bio: Mr. Benson is a certified financial counselor specializing in personal and family finances. He has been serving individuals and families in the Pacific Northwest for over 18 years.
Filmmaker: Doug Benson
Duration : 0:1:28
Posted in how to save money |
Tags: account, balancing, banking, checkbook, checking, checking-account, finances, howto, video |
1 Comment »
How can I get money to star saving for college?
In a few years or so I am going to start college and I want to go to an expensive Ivy League college. I want to start saving money now but I am not allowed to get a job right now,and I live in a neighborhood where people would rather pay a large amount of money for professional lawn mowers than me. How can I get money to start saving?
I agree with the posters above for the most part. Be creative. You’ll come up with something that your neighborhood/school needs. Maybe have a bake sale. A box of brownies cost what…a dollar? Make a box, cut them up, wrap them individually and sell them for $1 each. That’s a easy $10 profit right there.
How do I save multiple photo attachments directly to my computer as a group rather than one photo at a time?
I would like to download email photo attachments directly to my computer without having to go through the individual scan and download procedure for each photo. The various dialogue boxes are annoying. I never had to go through all of those kinds of procedures when using Netscape.
Also, I have not found a way to select and download multiple photos in one step using Yahoo! Mail. I do not want to download to Yahoo Photos. I would also like to avoid the virus scan screen and the "where to save" screen each time I download a photo or group of photos. I have read the Yahoo! Mail Help article on how to view and save attachments, but it does not seem to answer these questions.
go to yahoo help and ask them what to do
If I wait until the after-Christmas sale, how much money would I save on a Dell Inspiron 15.4" laptop?
Save on the base price without any other goodies?
It may be best to buy it now (on sale). Here are two reasons why.
1. Electronic devices like the Dell Inspiron have a very small profit margin so there’s not much room for extra discounts.
2. These days, the best sales are often before X-mas in order to lure in Christmas shoppers
Some sites online will find the best prices for you.
How long would it take you to save £50,000?
I reckon I could save £50,000 in three or four years at the rate I save now but should I be saving all that money or spending it instead?
I’d never be able to save that much, but i’m sure you could save it. With a good, steady job everyweek, i’m sure you’ll get there.
Saving Money on your Credit Cards
If you have credit cards, you probably have more than one. Credit cards can be useful especially if you have a major purchase to make and you don’t want to tie up funds in your regular checking account. But the problem occurs when you go overboard and overspend. You end up racking up large credit card debt.
When you get this far in debt, you have a major problem, for you have to work harder to pay off that debt. Well this doesn’t have to be the case if you understand some things about credit cards. As a matter of fact, you can actually save thousands of dollars on your credit card if you know the score.
Take for instance the amount you are paying each month and each year on the interest. Interest is what the bank charges you for using your credit card. It is the way they make money on your purchases. If you are paying more than 12% interest in any one or all of your credit cards, you are paying way too much. With the prime interest rate in the single digits, if lenders charge you more than 12% they are ripping you off. If you have good credit, you should be able to negotiate a lower interest rate on your credit card. Somewhere between 9% and 12% is good. But lower is better.
If you should have a high interested rated credit card, see if you can transfer the balance to a lower interest rate credit card. This will help you save a bundle on your credit card payments.
One of the best ways to save money on your credit cards is to pay the balance when due. Do not let it go by the expiration date or overlap beyond the cut off time for the interest free period. Otherwise, you will be paying interest on top of your principal.
If you own a home, one sure way to pay off your credit cards is to take out a home equity loan. Then take those proceeds and pay off the balance owed. This way you eliminate the credit card payments and have only the one monthly mortgage payment to deal with.
When you do make your monthly payment, it is advisable to pay more than the regular payment. This way you can get the balance paid off faster. By paying off your balance quicker, you end up with extra money at the end of the month you can put into your savings or investments.
If you happen to have more than one credit card, you can pay off all your cards in time by doing the credit card crunch. This is when you pay more than the monthly balance on the credit card with the highest interest, while you make minimum payments on the other cards. Once you have the high interest credit card paid off, you can switch to the next credit card with the highest interest of those left, and pay off the minimum with the other cards. Keep doing this until all credit cards are paid off. While you are doing this, do not place another charge on your credit card.
Don’t be a slave to your credit cards. Let your credit cards be your slave instead. Learn to use them only when necessary and remember to use your credit wisely.
Martin Lukac
http://www.articlesbase.com/finance-articles/saving-money-on-your-credit-cards-96389.html
